Pay High Interest Debts
There are many reasons to find out more about personal credit information for negative credit. One of the most important reasons for learning more about these types of personal credit is that people with negative credit have a need for money.
Just like other people who need financial help, those living on credit for negatives need money to help them get out of debt that seems to overwhelm them.
Get Your Financial Balance Back
Another reason for these types of personal credits is simply to achieve financial dreams. Some people may have waited until a moment of financial luck came their way, while others have been sitting in oblivion waiting for an opportunity in the form of higher education or even a small business.
No matter the reason behind the need. Such a personal credit can help those burdened with high interest accrued debts month after month.
These types of credits exist to help people in these types of situations in order to regain a solid financial base to settle down.
Make Early Financial Movements to Achieve Your Financial Dreams
Finally, another good reason to find out more about these types of personal loans is that they can provide a simple way to make early financial moves.
- You can go to university and get a degree.
- You can make repairs or innovations to your home.
- You can take the long awaited vacation
- You can pay a high interest car loan or buy a used car
It is entirely up to you to decide how to use the money from one of these types of personal credits. There are no restrictions on the use of resources. The decision is entirely yours. These personal credits put on you the power to make financial moves.
What the Negative Credit Has to Offer
Negative credit has a lot to offer, especially for those with an irregular credit history.
If your negative credit score is due to late or even missed payments where you have lagged behind in credit cards or loans, you can benefit from the many features of these loans.
- Competitive fixed interest rates on personal loan amount
- Permanent loan term of up to 18 months
- Monthly payments through verified bank accounts
These personal loans offer you an opportunity to take control of your financial situation without overburdening yourself and sinking into more high interest debt. You can securely manage your financial future with options and choices rather than paycheck to paycheck with little or no hope of a clear path to financial freedom.
How to Qualify for a Negative Credit
You can qualify for one of these negative credit personal loans through a simple process. All you have to do is meet the necessary criteria and you will be on your way to rebuilding your credit and reactivating a path to financial freedom.
The criteria to qualify for a negative credit personal loan are:
- Be a resident of Brazil aged 18 to 65
- Provide proof of income that can be verified through bank statements
- Have a bank account from which the personal loan can be debited monthly.
- Have a debit or credit card that can be used as an alternative to repaying your personal loan.
- Provide an active mobile phone that can receive voice calls and SMS text messages.
These criteria serve as a simple but straightforward guideline to qualify for one of these negative credit personal loans. By simply fulfilling the above criteria, you can start the process to get your hands on the money you need to restart your financial rebalancing.
Take Care of Your Own Financial Future
No matter how negative your financial situation may seem, you can be sure that there is help available to you. You no longer have to live in the shadow of negative credit decisions from your own past. You can move back and forth on the road to let your financial freedom return to normal. You do not need to be haunted by your own credit history or simply identified by a credit score. You can have a fruitful financial future where you will really be financially free to live as you please.
Personal Credit for Negative People
About one in three adults in Brazil (of which there is a credit report) has a low credit score. And this is the line of demarcation between “negative” credit and “fair” credit.
That is an amazing statistic. This means that there is a huge market for lenders willing to approve loans for people with less than perfect credit.
The truth is that many people with below average credit ratings can pay off short term cash loans. A difficult financial situation in your past can still hurt your credit score, but that does not mean that they cannot or will not meet their monthly installments.
At Astro Finance, we offer critical service to millions of Brazilians who need quick cash for short-term emergency expenses. Personal loans for people with negative credit help you avoid interest on other monthly bills when you have a short term cash flow problem. Personal loans can also help with emergency car or home repairs, buying a new car, college or college payment and related expenses and more.
What is Personal Credit for Negative People?
A personal loan is simply a monthly unsecured loan. It is also a small and short term loan as well.
We do not require any specific credit score to be approved for a personal loan.
A final key distinction to remember about personal loans is that the money is delivered directly to your bank account. And you can use it however you want. This is unlike other loans where a bank pays, say, a contractor to fix your damaged roof, but you have never had the money on hand, or at least not allowed to spend it any other way except as stipulated.
8 Important Benefits of Personal Credit for Negative People
When you have bad credit, it is often almost impossible to qualify for a traditional bank loan. Instead, you have several “alternative” funding types to choose from.
Many people resort to payroll loans but this is almost never the best option. Personal loans, also called parcel loans, have many benefits, including some that payroll loans or refinancing do not offer.
The benefits of personal loans include:
- No collateral is required to secure the loan.
- You can borrow more and get more time to pay off.
- No credit ratings are required and no credit checks are performed.
- You can make the loan entirely online, or at most you will have to fax a document.
- Loan applications are simple and only require basic and relevant information.
- You can get your money deposited to your account in just one business day.
- With direct debit, you don’t have to worry about late payments.
- Paying your monthly installments on time can help rebuild the damaged credit.
How Do I Qualify for a Personal Credit with Astro Finance?
Most people applying for a personal loan with Astro Finance are approved without delay. However, there are a number of very basic minimum requirements that must be met, including:
- You must be an adult (18 or older).
- You cannot be in bankruptcy or bankruptcy proceedings.
- You must have an active Brazilian bank account.
- You must have an active mobile phone on which you can receive phone calls or receive a text message.
- Your monthly payment cannot exceed 15% of your estimated monthly revenue.
- You must submit proof of income of at least $ 1,500 per month.
- Your bank’s minimum balance over the last 3 months should not be less than what your monthly installment would be.
These are the main requirements. They are very simple to understand and minimal, and most candidates can meet them.
Why Choose Astro Finance?
Given that there are so many options out there, why choose Astro Finance?
The answer is that Astro Finance went into business to start filling a void in the financial market – flexible, fast and affordable personal loans for people with negative credit. We believe, and our customers agree, that we have achieved this goal.
We help you find different loan options with simple requirements and strive to do the application process quickly.